💰 How to Start Investing Even with Just RM20

Many people think you need a lot of money to start investing — but that’s not true. The most important step is simply getting started, no matter how small the amount. With just RM20, you can begin your journey toward financial growth and learn the habit of investing early. Small steps today can grow into big results tomorrow if you stay consistent and patient.

🚀 Step-by-Step: Start Investing with RM20

1. Pick your platform: Start by downloading a micro-investing app like Wahed Invest, StashAway, or MYTHEO. These platforms allow you to invest with small amounts and handle the technical stuff for you.
2. Set your goal: Ask yourself what you’re investing for — maybe long-term savings, future plans, or just to learn how investing works. Having a goal gives your money direction.
3. Invest your first RM20: Don’t wait until you have more — the best time to start is now. Deposit your RM20, and the app will automatically divide it into assets like stocks, bonds, or ETFs.
4. Stay consistent: Add small amounts regularly, like RM10–RM20 each week or month. Over time, consistency beats size — little by little, your balance will grow.
5. Let compounding do its magic: As your investments earn returns, those returns begin to earn more on their own — that’s compound growth. It’s slow at first, but it snowballs over time if you stay invested.